Fall Leaves Bring Sold Signs

Summer has come to an end and you probably are thinking you’ve lost the opportunity to sell, and need to wait till next summer. But that’s far from the truth! Although it’s not as hectic and crazy with the swarm of buyers on the market, the fall season brings out the most serious of lookers. […]

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5 Decluttering Tips To Get Your Home Ready For Holiday Visitors

 

The holidays. It’s a time for celebration, a time for good food and good cheer, and – for many homeowners – a time for out-of-town visitors. And while gathering your loved ones from all corners of the globe to celebrate with you and your family undoubtedly brings holiday joy, it can also bring more than a bit of holiday anxiety.

If you’re like most homeowners, you’ve probably accumulated quite a bit of clutter since spring cleaning. And with piles of toys and clothes and all manners of STUFF spilling out of every drawer, closet, and cabinet, the thought of hosting guests can quickly have you singing the holiday blues.

But don’t worry! It’s not too late to get your home in order and your clutter under control. Here are 5 decluttering tips to get your home ready for holiday visitors:

1. Prep Your Kitchen For Maximum Efficiency.
A large part of any holiday gathering is the meal, and if you’re the one playing host, you’ll likely be the one responsible for getting that meal on the table. The last thing you want is to spend your entire celebration stuck in the kitchen, rifling through cabinets looking for that casserole dish you haven’t seen since Mother’s Day. Organizing, getting rid of unnecessary utensils and tools, and prepping everything you’ll need to get your meals cooked, plated, and served is key. The right preparation saves you a ton of time, energy, and frustration, leaving you free to spend the holiday enjoying the company of your family and friends.

Go through your kitchen and remove any tools you won’t be using for your holiday meals, like your frozen yogurt machine or Halloween cake molds. Organize your pots and pans by size and function so you can easily locate them as you’re preparing your dishes. Clear everything off the counters so you have plenty of space to work on and aren’t wasting time trying to find room as you go along.

Not only will prepping your kitchen help you prepare and serve your meal more efficiently, but it’ll also save you time on your cleanup… which means more time to enjoy those delicious holiday desserts.

2. Get Your Kids Into The Spirit of Giving.
If you have children, clutter is par for the course. Between clothes, shoes, sporting gear, and toys, it seems like their clutter multiplies overnight. Factor in that your children are just going to be getting MORE clutter from your holiday guests in the form of presents, and things can quickly get out of hand.

But the holidays are all about giving, and they actually present the perfect opportunity to help your kids downsize, declutter, and give back to people in need.

Find a local charity that’s accepting holiday donations, and talk to your children about the importance of sharing the holiday spirit with other children who are less fortunate than they are. Help them work through their clutter and identify toys and clothes they’ve outgrown to give to charity.

Not only does this help to declutter your home, it also helps teach your children an important lesson about the spirit of giving, and your children will feel good knowing that their things are going to give someone else a wonderful holiday season.

3. Keep The Holiday Decorations To A Minimum.
While holiday decorations can add a nice ambiance to your home for the holidays, overdoing it can cause more clutter and overwhelm your visitors. Take stock of your holiday decorations, and be honest with yourself about which will add to the space and get your guests in the holiday spirit and which will just take up space and make them feel like they’re in the holiday aisle of the local Target.

To keep holiday decoration clutter to a minimum, think of them as an accent, NOT a focal point. Instead of displaying your entire collection of snowglobes, choose 1 or 2 that have a sentimental meaning and display them on your mantle. Hang up one Thanksgiving art project that your child made at school, not every project from the past 5 years.

Taking the less is more approach to holiday decorations will make your home feel more spacious and less cluttered while still creating that special holiday experience for your guests.

4. Rearrange Your Furniture.
While your current furniture setup likely works perfectly for you and your family, it might not be the most functional as you add more people for the holidays. Too much furniture + too many people = serious clutter.

Take stock of your current furniture arrangements and see how you can maximize each space. Rearrange the couches in your living room to form a circle around the middle of the room so everyone can face each other. Take any unnecessary tables or shelves that are taking up space without adding functionality and move them to the garage. Move, remove, and rearrange your furniture to create a space that feels more open and inviting.

5. Make Room For Your Guests’ Clutter.
No matter how well you declutter before the arrival of your holiday guests, the truth of the matter is they’ll be bringing clutter with them. And if you don’t have a place for them to put their clothes, suitcases, and other things, your home will feel just as cluttered as it felt pre-holidays within 10 minutes of their arrival.

Clear out space in a closet or garage for each guest to store their suitcase. If possible, give them space in a closet or drawer to put away their clothes. Make room in the bathroom for things like extra curling irons and electric shavers.

By being prepared and having a plan of action for your guests’ clutter, you can stop it from re-cluttering your space.

With these 5 decluttering tips, your home will feel organized, spacious, and ready to host your out-of-town holiday visitors.

Are Investment Rentals Right For You?

When thinking about investments and retirement goals, many people think about owning rental properties.  After all, they pay for themselves, right? They can be excellent additions to a savings and investment portfolio, but there are also risks. Here are the things to consider. First off, the good news If you are considering purchasing a rental […]

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10 Staging Tips To Get Your Home Sold

10 Staging Tips To Get Your Home Sold

Ready to sell your house? Here is a few staging tips to get your home prepared for the market. When listing a home that cost hundreds of thousands of dollars, if not millions, you want to make sure it’s presented in the best light. You wouldn’t buy a $50,000 dollar car if it was filled from top to bottom in someone’s personal content and trash. This is the same mindset you need to carry into selling your home that will be worth well over a $100,000.

1. SAY BYE TO CLUTTER

The best thing you can do for your home for sale is to get rid of all of your clutter! Make a rule for your home that for every new piece that comes in, one must go. One of the biggest factors to a cluttered home is too much furniture. Generally, in a professional staging, half the home owner’s furniture is removed to make the house look much bigger. Look around your house and see what you can pack away. It’ll be worth the investment to get a storage unit for a couple of months to store away a lot of your furnishings and goods.

2. FURNITURE GROUPINGS

It’s largely misconceived that furniture pushed directly up against walls make a room look bigger, but this is far from true. Instead, you’ll want to float your furniture in reach room and away from the walls. Position your sofas and chairs into cozy conversational groupings. Be sure the furnishings are placed to make the traffic flow in a room obvious. This will make the room more user-friendly and will make it look larger.

3. TRANSFORM ROOMS

If you have a room that has only served to collect boxes or other junk, it’s important to purpose the room to something that is functional. You can make it into an extra bedroom, a small cozy nook/reading room, etc. If it’s in the basement, hid the boxes and turn it into a gaming room or family area.

4. HOME LIGHTING

Great lighting is the trick to making a staged home look warm and welcome. Most homes are improperly lit, which makes rooms look dark and dreary. There is a quick fix to this issue. Increase the wattage in your fixtures and lamps, aiming for about 100 watts per 50 square feet. Add three different types of lighting to each room: ambient (general overhead), task (under cabinets or pendants), and accent lighting (table lamps and wall accents).

5. GO NEUTRAL

The simple trick to toning down dated finishing in any space is a little bit of fresh paint. You don’t want to go stark white, but look into neutral grey and beige colors. Beige colors can also consist of warm honey like colors, soft blues and greens, and a variety of undertones that add a little life to a general neutral color. If you do want to use bold colors, be sure to only keep it on accent walls to help enhance structural features.

6. MAKE IT LOOK BIGGER

If you want to make a room bigger than it is, paint the room the same color as an adjacent room. For small kitchens and dining rooms, a seamless look will make the space feel like one, open it up, and make it seem much larger. Using drapes that match the wall colors can also add an emphasis to the room’s size.

7. USE YOUR GARDEN

Staged homes have an emphasis in fresh flowers and pricey floral arrangements. If you don’t have the money to go all out on florals, you can get this same effect by raiding your garden space. You can DIY beautiful pieces with fern fronds, magnolia clippings, and more. Use the spring and summer months to find cheerful flowers and use them in your arrangements.

8. GET A FACELIFT

So you can’t afford new cabinets? Then you can just get new doors and drawer fronts. Then paint everything to match and add new hardware to them. Instead of replacing the entire dishwasher, you may be able to get a new front panel, go for stainless steel if you can pull it off. Check with the manufacturer to see if replacements are available for your model.

9.MAKE NECESSARY REPAIRS

Unfinished home projects can really scare off potential home buyers, so you’ll want to be sure to make required repairs. Missing floorboards and large cracks in the sidewalk on the way to your door tend to be a red flag. Holes in walls and scratched up door frames can really look unattractive. These repairs cost you less to fix than buyers might deduct from the asking price.

10. CLEAN YOUR HOME

Aside from de-cluttering, the most important step to staging your home is to clean it. A dirty house is a quick turn-off for potential buyers. Most homes, especially with children and pets, and smokers, have a smell that may go undetected to home owners, but are quickly picked up by strangers. Be sure to have your home professionally cleaned prior to staging to appeal to all buyers that your home is nice and fresh.

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No Down Payment? No Problem. You Can Buy A House With A Down Payment of $0

Most potential homeowners believe that in order to purchase a home they’ll need to come up with at least 20% for the down payment. And with the median price of homes in the US at $240,900, that’s a whopping $48,000. For many, coming up with that kind of cash just isn’t possible. But while you […]

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5 Tips For Selling Your Home Around Thanksgiving

selling-home-thanksgiving-cover

The majority of people think the best time to sell a home is during the summer. Children are out of school which makes it much easier for parents to relocate and start a new life in their new home. In actuality more than half of homebuyers do not have children or have children that are out of the house. There are far less numbers of homes for sale during the holidays which makes the demand for a quality home that much higher.

1. Make Curb Appeal a Top Priority.

By the time Thanksgiving rolls around, trees have started to lose their leaves. This makes maintaining the exterior of your even more of a priority. Bare trees result in a more exposed home, so touch up the paint, clean the gutters and spruce up the yard. Keep buyers’ safety in mind as well by making sure stairs and walkways are free of leaves.

2. Avoid Clutter at All Costs.

Family visiting during Thanksgiving can add quite a bit of clutter to the home. In the case that a potential buyer wants to view the home, eliminating this clutter couldn’t be more important. If family has taken over a bedroom that’s usually used for storage, it can be wise to invest in a storage unit. These are not expensive and can be rented for a month or two while the home is on the market. Clutter decreases the perceived size of the home which could be a deciding factor whether a buyer puts an offer in or continues their search.

3. Appeal to the Buyer’s Imagination.

Creating a warm atmosphere during Thanksgiving and the holidays when your home is being sold can do a couple of things. The potential buyers could imagine themselves celebrating their own Thanksgiving in the home. This isn’t the time to put up huge amounts of decorations but rather enough to get into the spirit of the season. Warm colors should be abundant and those quirky holiday decorations that some families put up in their homes during certain holidays should be kept in the attic.

4. Price The Home To Sell.

Pricing the home to sell during the holidays is extremely important. If you accepted a new job and need to relocate by the end of the year this multiplies in importance. Many buyers if in the same situation will want to put an offer in around the Thanksgiving holiday. This will reduce the stress of trying to find a home during the Christmas holidays when many people travel for extended periods. Closing quickly will also allow you to write off closing costs during this year’s tax season.

5. Select an Experienced Real Estate Agent.

Picking the right agent is important regardless of what time of year that it is. During the holidays it’s more important as many facets of selling a home can be impacted by the holiday breaks. I’d love the opportunity to earn your business!

Remember: Selling your home during the Thanksgiving and holiday season isn’t impossible. Taking care of the small details leading up to the sale will only increase your chances of considering offers with your turkey dinner. Happy Thanksgiving and good luck selling this holiday season!

Thanksgiving Home Décor Ideas

Thanksgiving is the start of the holiday season, although I have to say, some people are already decorated for Christmas.  Don’t get me wrong, I love Christmas, but for me personally, I don’t decorate for Christmas until the day after Thanksgiving.  So for those of you that are still decorating for Thanksgiving, this is for you.

While the standard pumpkins and scented candles are a nice touch, there are so many other options for decorating a home for Thanksgiving. Consider these interesting and unusual touches to bring a fall feel to your home.

  • Colorful Leaves – In most parts of the country, there are piles of fall leaves in the front yard. There are a huge variety of uses for these bright leaves. Gather some to use on the dining room table, inside candle hurricanes or scatter along the mantle.

  • Natural Elements – Decorations don’t need to be so obvious. Consider using driftwood, acorns and pinecones to add a fall flavor to your home décor.

  • Fall Fruit – Lemons placed in a bowl have long been a staple in spring and summertime staging. In fall and winter, change the lemons to a variety of colors of apples. Everything from red to green and everything in between adds a seasonal tone to the kitchen.

  • Pillows and Throws – There’s no rule that says that one needs to keep the same pillows and throws throughout the home all year around. Consider fall/winter colors and themes to add interest to living rooms, bedrooms and dens.

Whether you choose to decorate or not this Thanksgiving season, be sure to spend time in gratitude, spend time with loved ones and be sure to give where you can, as these are the things that truly lead to us to joy.

VA Loans by the numbers

 VA Home Loans by the Numbers [INFOGRAPHIC] | Simplifying The Market

Some Highlights:

  • The Veterans Administration (VA) Home Loan is a benefit that is available to more than 22 million veterans & 2 million active duty service members which helps them achieve their dreams of homeownership.
  • In 2017, $189 billion was loaned to veterans and their families through the program.
  • VA Purchase Loans are on the rise in 46 out of 50 states and Washington, DC.

Mortgage Rates Expected To Increase. If You Want To Buy, Now Is The Time

 

When you’re buying a home, you might think the price you offer is ultimately the price you’ll pay, but if you’re buying a home with a mortgage, that’s not the case. With a mortgage, in addition to paying your principal (the amount of money the bank loans you to purchase your home), you’ll also pay interest on that principal—which is why the interest rate on your loan is so important.

Interest rates on mortgages have been low in recent years, but they’re steadily rising. And even a minor increase in an interest rate can cost you big over the course of your mortgage. According to a recent article from Realtor.com, thanks to forecasted hikes to the Federal Reserve Key Interest Rate (which directly impacts interest rates on mortgages), mortgage interest rates are expected to continue increasing for the foreseeable future.

As the article demonstrates, even a small increase in your mortgage interest rate can spell major changes in your monthly payment. For example, if interest rates for a 30-year, fixed-rate mortgage increase by one percentage point from the current rate of 4.65%, you’ll pay a whopping $53,000 more over the course of your loan than you would pay if you purchased today.

The Takeaway: If you’ve been thinking about purchasing a home, do yourself a favor and make a move now before interest rates go any higher

Thanksgiving Home Décor Ideas

With all the holidays coming, who doesn’t love decorating?!! Here are a couple tips to help you with your fall décor!

Thanksgiving is the start of the holiday season. While the standard pumpkins and scented candles are a nice touch, there are so many other options for decorating a home for Thanksgiving. Consider these interesting and unusual touches to bring a fall feel to your home.

• Colorful Leaves – In most parts of the country, there are piles of fall leaves in the front yard. There are a huge variety of uses for these bright leaves. Gather some to use on the dining room table, inside candle hurricanes or scatter along the mantle.

• Natural Elements – Decorations don’t need to be so obvious. Consider using driftwood, acorns and pinecones to add a fall flavor to your home décor.

• Fall Fruit – Lemons placed in a bowl have long been a staple in spring and summertime staging. In fall and winter, change the lemons to a variety of colors of apples. Everything from red to green and everything in between adds a seasonal tone to the kitchen.

• Pillows and Throws – There’s no rule that says that one needs to keep the same pillows and throws throughout the home all year around. Consider fall/winter colors and themes to add interest to living rooms, bedrooms and dens.